| ACTOFGOD | You won't get insurance for this in the flood (3,2,3) |
| RECOVERS | Is about to get insurance for leading seaman, but gets it all back (8) |
| HARDCOVER | Difficult to get insurance for an American book (9) |
| RESEARCH | R stands for this in the business abbreviation R&D (8) |
| ABSENTEE | You won't get a present from this person, he's away (8) |
| OCEANBED | You won't get kippers on it! |
| ASSESSOR | When retired broadcasting brothers should get insurance man (8) |
| COVERAGE | Conservative too old to get insurance |
| SNEERING | Donna Griffiths set a 978-day world record for this in 1983 (also known as sternutation) (8) |
| POSTDATE | It's a job getting the pair of them together - if someone does do this, you won't get it immediately |
| CHEATERS | Cold series of radiators - you can play with them but you won't get the better of them (8) |
| EDGEWISE | You won't get a word in by cutting head off guard being clever (8) |
| TERMINUS | "You won't get no further" (American expression?) (8) |
| INLANDSEA | The early explorers spent much time looking for this in the middle of Australia (the original inhabi |
| FIELDEVENT | There's no time for this in the Olympics, for example (5,5) |
| RETICENT | So you won't talk, eh? I'll have you in that net in a trice! |
| ALLFOURS | As clock shows 16 minutes to 5, you won't get far fast on these (3,5) |
| ALYSSUM | Lays out amount of money for this in the rock garden (7) |
| TOMATO | Concealed peeping Tom atoning for this in the greenhouse (6) |
| OFFICERS | You won't find these officials on the skating rink by the look of it (8) |
