| IDIOLECT | The variety or form of a language used by an individual (8) |
| CATALAN | Some are fantastic at a language used by Spaniards (7) |
| LINGUA | _ franca, a language used for communication among people of different mother tongues (6) |
| LINGUAFRANCA | A language used for communication among people of different mother tongues (6,6) |
| MONSIEUR | A title or form of address used of or to a French-speaking man (8) |
| BANKLOAN | A sum of money borrowed by an individual or business from a financial institution (4,4) |
| EMINENCE | A title or form of address given to a Catholic cardinal (8) |
| DIALECTS | Particular forms of a language peculiar to regions (8) |
| ALBANIAN | A long embargo, one established by an individual from south-eastern Europe (8) |
| HATTRICK | Three goals scored in a game or wickets taken with consecutive deliveries by an individual (3,5) |
| LIEGEMAN | The subject is the variety of game on the Nile (8) |
| CREDITOR | Director harassed by an individual who's owed money (8) |
| TUNISIAN | Unit is wrecked by an individual from North Africa (8) |
| REPUBLIC | Political system or form of government (8) |
| HOMEMADE | Created by an individual rather than mass-produced |
| ARGENTEA | Variety or species name meaning silvery (8) |
| ALLOTMENT | Historically, a portion of a field assigned by a landowner to a tenant cottager for tillage, later a plot of land rented by an individual as a non-commercial kitchen garden (9) |
| MUSHROOM | A cep, champignon, chanterelle etc, often identified with a field guide and eaten by a mycophile; a pinkish-brown colour of a meadow variety; or, the gamp described in 4 Down (8) |
| DIGLOSSIA | Existence of two forms of a language within a community, especially a high or formal form and a low colloquial one (9) |
| EMPORIUM | Memoir up about the variety store (8) |
