| MEDICARE | Scheme providing health insurance in USA for people aged 65 and over (8) |
| MEDICAID | US government service providing health insurance for those with limited resources |
| NERVA | Roman statesman who became Emperor aged 65 upon the assassination of Domitian (5) |
| TULSA | Time left in USA for oil centre (5) |
| OUTWARDBOUND | Scheme providing adventure training for young people (7,5) |
| REPUBLIC | Something religious left outside tavern in US, for instance (8) |
| PENSIONFUND | Scheme providing a retirement income (7,4) |
| YOUTH | UK -; support network charity for people aged from nine to 25 (5) |
| SAGA | Organisation for people aged 50+ (4) |
| TONY | Awards presented in US for achievement in the theatre (4) |
| PANELDISCUSSION | A number of instruments on display at rock discos in US for Talking Heads (5,10) |
| THIAMINE | Article about one old African leader providing health supplement (8) |
| DARKROOM | Director guarantees flood insurance in the house for pictures (8) |
| CLEMENTE | N.L. batting champ, 1964, '65 and '67 |
| BUTTERFLY | Word that must be added to 1-, 8-, 65- and |
| ACA | Law providing health care subsidies, for short |
| CALLSTHETUNE | What The Boss does with requests for Born in the USA, for example (5,3,4) |
| BAYOU | What term is used in the USA for any swampy areas in Louisiana? (5) |
| SEPTUAGENARIANS | People aged in their seventies (15) |
| NONAGENARIANS | People aged between 90 and 99 (13) |
