| RARENESS | Scarcity of earners working, and beginning to save |
| RENOVATE | To give a facelift to US city, tax highest of earners? (8) |
| INCOMEGROUP | Orchestrated promo cueing set of earners? (6,5) |
| DAVYJONES | First 24 hours (around 1st of Jan) - imbibing a sip of vodka and beginning to savour the spirit of the sea (4,5) |
| IDLES | Has nothing to do and beginning to languish in middle of month (5) |
| KITE | Bird of prey taking young mammal and beginning to eat |
| OMIT | I’m old, contrary and beginning to tire and forget |
| ERMINE | Predator of rat, say, biting its head off and beginning to eat (6) |
| JACARANDA | Man stopping short north of a river and beginning to axe tree (9) |
| DEPARTMENTSTORE | Leave coach, crossing street and beginning to explore large shop (10,5) |
| SMARTALEC | Chewing caramels and beginning to think he's so clever (5,4) |
| MUTUALFUND | Enjoying things together and beginning to develop trust (6,4) |
| YACHTING | Cynthia jogging and beginning to go sailing |
| COMFY | Easy company, fairly loud and beginning to yell |
| MARCOPOLO | Explorer taking stuff back and beginning to observe game |
| RATTILY | Time after time entering bar and beginning to yell angrily (7) |
| RENEGUE | Deny Green's faltering and beginning to use drug (7) |
| MOOD | General feeling is low and beginning to drop (4) |
| FRIGID | Cold, and beginning to feel stiff (6) |
| ANCIENT | Old canine barking and beginning to talk |
