| INCOMPREHENSION | Most of wage woman's turned into retirement fund, showing lack of understanding |
| DISCREDIT | Was successful, saving most of wages? Shame! |
| SLOWNESS | School leader depressed by head showing lack of understanding (8) |
| NIOBE | Woman turned into a weeping stone, in Greek myth |
| ARACHNE | Mythical woman turned into a spider by Athena (7) |
| RELATIVEDENSITY | Lack of understanding among the family in a matter of property, or vice versa (8,7) |
| HALCYON | In Greek mythology, a woman turned into a kingfisher; now a word meaning calm and peaceful (7) |
| BLINDSPOT | A lack of understanding in the place one can't see (5,4) |
| IGNORANCE | Lack of understanding displayed by sovereign or ancestor |
| NOTASFARASIKNOW | Lack of understanding about shorter distance a ski won by (3,2,3,2,1,4) |
| STOIC | I invested in fund showing ultimate loss, but I'll bear it |
| OVERWROUGHT | In a state of anxiety concerning first signs of wage reduction? Sadly tough! (11) |
| OPRAH | Influential American wants one of Groucho's kin sent into retirement |
| ASTOUND | Shock regarding fund showing initial loss (7) |
| PENSIONSCHEME | Pounds added to income he's gathered together for retirement fund (7,6) |
| PENSION | Writer is flipping working for retirement fund (7) |
| SPONSOR | Singular P&O leaders in new squabble over retirement fund (7) |
| SUPERVISE | Manage retirement fund and compete with top shelf investor (9) |
| SUPERNOVA | Dying star's retirement fund and primary nest eggs (9) |
| SUPERSEDED | Retirement fund deeds are rewritten or replaced (10) |