| INSURANCEBROKER | He covers maintained church, penniless, in ruins sadly (9,6) |
| INCURSION | Small company in ruins, sadly, due to this raid |
| INSULAR | Narrow-minded city in ruins, sadly (7) |
| BORACIC | Penniless in London and Cairo away in the distant past (7) |
| POOREST | Penniless in the extreme -- money from abroad's in the mail (7) |
| INSURER | He covers nurse working in Ireland |
| UPHOLSTERER | He covers a lot in a working day (11) |
| RACINGDRIVER | He covers his tracks as fast as he can (6,6) |
| RUFFIAN | Villain gets very loud in a ruin, sadly |
| LIRA | A month back, penniless in old money (4) |
| PEMBROKE | Politician turned up penniless in Welsh town |
| BROKEN | May be penniless, in the end, so was defeated (6) |
| INNOCENTS | Trusting souls now penniless in America? |
| SCENEPAINTER | Part of play, playwright clutching opening to act - he covers the background in theatre (5-7) |
| HAWKEYE | New umpire - he covers a wicket that's important (7) |
| PAINTER | He covers a canvas attachment to the boat (7) |
| SEQUESTER | Segregate prophet as he covers search. (9) |
| GASH | Groaning as he covers nasty cut (4) |
| LINER | He covers the inside of the ship (5) |
| INSURED | He covers one at home, certain to go right (7) |
