| DIPLOMAT | Having paid up, Tom left with a tactful character (8) |
| JUMPTOIT | Hurry up Tom, otherwise the other Jack will go ahead (4,2,2) |
| LAPPET | Friend holds up Tom in a flap (6) |
| SUMMARILY | "It adds up," Tom said ___ |
| WHITELIE | I wheel it out when a tactful comment is required |
| DIAPASON | Stop being paid up before a lad (8) |
| REDEEMER | Having paid, he recovers (8) |
| REQUITED | Rather embarrassed about having paid back |
| DEFRAYED | Feared extremely deadly criminal, and paid up (8) |
| DISPOSAL | Getting rid of loss, paid up perhaps? (8) |
| RETAINER | A rentier's high fee paid up front |
| ADVANCES | Makes progress in attempt to get paid up front (8) |
| PAULATIM | Bit by bit, how the old man paid up, Ter. Heaut., 870 |
| NINE | All used up, Tom's a goner (4,5) |
| LIVES | All used up, Tom's a goner (4,5) |
| NEIGHS | Tom left something to be picked up coming out of The Bay 6) |
| ADORER | Moderator Tom left being a fan (6) |
| HERO | Leading character Tom left the room (4) |
| SAVOIRFAIRE | For aviaries being rebuilt a tactful approach is needed (6-5) |
| STOWAWAY | One not having paid to travel, bailiffs finally take vehicle to pound (8) |