| SECONDMORTGAGE | Got a germ, unfortunately, after time, and another loan (6,8) |
| MORTGAGE | May have got a germ to tangle with for lien on property (8) |
| SCAREMONGERING | Censoring a germ outbreak or causing needless panic? (14) |
| REMORTGAGE | Got a merger arranged to get another loan (10) |
| TOPWHACK | Western journalist after time and work getting maximum price (3,5) |
| TRAIN | Pour after time and practice (5) |
| TUSCARORA | Dodge perhaps after time and mouths outdated language |
| DILATE | I'd turn up after time and get bigger (6) |
| STANDTOGETHER | Show unity having got there unfortunately after stoppage (5,8) |
| TROLLS | Registers after time and irritates |
| SMIDGEON | Bit by dog, mine unfortunately, after seconds (8) |
| EVERSO | Very, very sore unfortunately after ending on backside (4,2) |
| RETOUCH | Get another loan to improve picture (7) |
| RELENT | Come round when given another loan? (6) |
| ACADEMY | Day came, unfortunately, after umbrella in Elliot Page superhero series (7) |
| PROVE | Show's over, unfortunately, after first part of play |
| NASTY | Unpleasant stay, unfortunately, after November (5) |
| ASEPSIS | After a brief month, sister's achieving a germ-free state |
| PEDIGREE | Family, edgier unfortunately, after gym |
| AGAINST | Being in contact with a germ at first isn't a problem |
