| OLDCHAP | Friendly address is cold without its first effect on the skin (3,4) |
| EMOLLIENT | Having a softening effect on the skin (9) |
| OPOSSUM | American marsupial ... with or without its first letter |
| MAGENTA | Colour supplement sent without its first article |
| OLDBEAN | One bald way to fashion friendly address (3,4) |
| BOREDOM | Bedroom farce, or its effect on the audience, possibly (7) |
| EROSION | This has an adverse effect on the stability of the banks (7) |
| SHATTER | Cause fragmentation ___ it has a shocking effect on the arts (7) |
| UMPIRES | They have a decisive effect on the game (7) |
| FATEFUL | Having a very important and usually negative effect on the future (7) |
| INVALID | It's having no effect on the sick! (7) |
| DUMMIES | Do gundog training aids have a pacifying effect on the baby population? (7) |
| EFFENDI | In Turkey, what oral title of address is equivalent to Mr? (7) |
| MOVEOUT | Though a change of address is unavailable, vacate |
| DESIRED | Indeed, masculine address is wanted (7) |
| WRAP | Verb that, without its second letter, is a Cardi B hit (feat. Megan Thee Stallion) ... and, without its first letter, is that hit's genre |
| DILACERATE | A word meaning 'to tear asunder', a word meaning much the same without its first two-letter prefix (10) |
| OINK | Pen output, with or without its first letter |
| CRASS | Rude ... or, without its first two letters, rude person |
| BUMPS | Raises, likewise without its first and third letter |