| WESTERNUNION | Big name in money transfers, and a hint to the neighbors found in this puzzle's circled letters |
| UNION | Global leader in money transfer services that began as a US telegraph company, Western ... |
| PAYPAL | Company specialising in online money transfers founded in the U.S. in 1998 (6) |
| WIRES | Some money transfers |
| HOMEISWHERETHEHEARTIS | Phrase about feeling a strong connection to a particular place, and a hint for substituting letters in this puzzle's circled squares |
| VIBESHIFT | Adjustment in the feel of a conversation whose second word is the keyboard key used to capitalize: 2 wds. (Theme explanation: This answer is visually depicted in this puzzle's circled letters.) |
| RINGCYCLE | Quartet of Wagnerian operas, and a hint to the progression in this puzzle's circled letters |
| YOUDONTSAY | "Is that so?," or a hint to the communication methods found in this puzzle's circled letters |
| DOUBLEORNOTHING | Risky wager ... with a hint to the letters in this puzzle's circled squares |
| GETCRACKING | Hop to it ... or what to do to the various eggs in this puzzle's circled squares? |
| BACKPACK | Travel the world with one bag, and what can be found in this puzzle's circled letters? |
| CORNERSTONE | Place to find a date ... and any one of four in this puzzle (circled letters are hints) |
| DETROIT | Tried to transfer and travel to the largest city in Michigan (7) |
| NAMETHEONE | Start of a brainteaser whose answer appears in order, from top to bottom, in this puzzle's circled s |
| ELBOWROOM | Adequate space to move around ... as found in this puzzle's circled letters? |
| CHANGINGCLOTHES | Switching outfits, and what can be found in this puzzle's circled letters |
| PULLEDRANK | Asserted authority, and what can be found in this puzzle's circled letters |
| FIGHTINGWORDS | "Wanna take this outside?," e.g ... or what are found four times in this puzzle's circled letters |
| PROGRESSIVEROCK | Experimental music genre, and what can be found in this puzzle's circled letters? |
| KENTUCKYDERBY | First leg of the Triple Crown, whose levels of success can be found in this puzzle's circled letters |
