| COASTSANDWATERS | 2020 is the designated year for Scottish lochs and islands. (6,3,6) |
| KELPIE | Shape-shifting water spirit said to inhabit lochs and pools in Scotland (6) |
| GLENAFFRIC | Area of Caledonian forest, lochs and mountains near Cannich (4,6) |
| CLATTERINGSHAWS | Loch and visitor centre in Galloway Forest Park (15) |
| HELIOCENTRICITY | Man turned fuel to money and island state to metropolis at 12's suggestion (15) |
| LOMOND | Largest of the Scottish lochs, forming a National Park with the Trossachs since 2002 (6) |
| MORAR | Deepest of the Scottish lochs, reportedly home to a monster called Morag (5) |
| SWAHILI | The language of the people living on the coastal regions and islands of East Africa |
| CRUYFF | Legendary footballer after whom the Amsterdam venue being used for Euro 2020 is named |
| NEARNESS | English anthemist in Scottish loch's proximity (8) |
| LENO | "The reason there are two senators for each state is so that one can be the designated driver" quipp |
| QUEENSKNIGHT | Sounds like it's the designated do for the potatoes? For openers, it's a good defence! (5'1,6) |
| WATERLILY | Aquatic plant with floating goblet-shaped flowers and heartshaped leaves that provide shelter and islands for frogs and insects (5,4) |
| STROMBOLI | Name for the continuously erupting volcano (and island) in the Eolie (Lipari) Islands, in the Tyrrhenian Sea (of the Mediterranean), off northeastern Sicily. (9) |
| NESSIE | Scottish Loch's monster |
| ALEXMILLER | Whose nonfiction work, Max (2020), is in part a reflection on humanity struggling with the complexities of 20th-century Europe? (4,6) |
| FOWLES | Teacher-turned-writer who penned The French Lieutenant's Woman, Shipwreck and Islands (6) |
| SINATRA | Singer, needing no introduction, recalled material from the Highlands and Islands (7) |
| GAELDOM | Music festival where two-thirds of league turned up from the Highlands and Islands (7) |
| AEGEAN | Sea and islands between Greece and Turkey (6) |
