Across and Down

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There are 13 clues with the answer 'ROTHIRAS'
# CLUE
1.
Green vehicles for the future?
2.
Green vehicles?
3.
Some S&L holdings
4.
Some tax shelters
5.
Some nest eggs
6.
Results of some rollovers
7.
Plans named for a Delaware senator
8.
Contributions to them are not tax-deductible
9.
After-tax investment choices
10.
Shelters named for a senator
11.
After-tax savings options, for short
12.
Untaxed investment options
13.
Common retirement vehicles