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There are 20 clues with the answer 'PAYCASH'
# CLUE
1.
Eschew credit
2.
Avoid plastic in a shop, say
3.
Buy with dollar bills rather than credit: 2 wds.
4.
Hand over bills
5.
Reject credit, accepting anything you can afford's settled up front?
6.
Use paper money rather than a credit card: 2 wds.
7.
Shun the debit card (3,4)
8.
buy with real money: 2 wds.
9.
Praise oddly covers half-hearted disco song - hard to use notes? (3,4)
10.
Opt not to charge
11.
No credit for tennis player having "time out" for injury, ultimately (3,4)
12.
Choose paper over plastic?
13.
Opt not to charge, perhaps
14.
Exchange notes
15.
Eschew the credit card
16.
Eschew plastic
17.
What you may have to do if someone doesn't take charge?
18.
Settle the bill with notes and change (3,4)
19.
Chap say, being broke, has to settle like this?
20.
No check, say, on how to do a deal (3,4)