Across and Down

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Find crossword puzzle clues that share the same answer.
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There are 25 clues with the answer 'OWERS'
# CLUE
1.
They are in the red
2.
They're in debt
3.
People with debts
4.
Those with debt
5.
Those in debt
6.
Those with debts
7.
Those with IOUs
8.
Those in the red
9.
Those in bankruptcy
10.
They have debts
11.
Folks in debt
12.
Debtors
13.
Chapter 11 filers
14.
Gary _ 2017-2018 Torquay United manager (5)
15.
'Garden shelters
16.
*Garden shelters
17.
People in debt
18.
Phil ..... , 1975-76 Gillingham goalkeeper between spells at Darlington (5)
19.
Those with bills
20.
Ones in a financial hole
21.
Payment makers
22.
Indebted people
23.
Gary ..... , 2017-18 Torquay boss (5)
24.
Collection agency targets
25.
Collection agency's targets