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There are 24 clues with the answer 'OWERS'
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CLUE
1.
They are in the red
2.
They're in debt
3.
People with debts
4.
Those with debt
5.
Those in debt
6.
Those with debts
7.
Those with IOUs
8.
Those in the red
9.
Those in bankruptcy
10.
They have debts
11.
Folks in debt
12.
Debtors
13.
Chapter 11 filers
14.
'Garden shelters
15.
*Garden shelters
16.
People in debt
17.
Phil ..... , 1975-76 Gillingham goalkeeper between spells at Darlington (5)
18.
Those with bills
19.
Ones in a financial hole
20.
Payment makers
21.
Indebted people
22.
Gary ..... , 2017-18 Torquay boss (5)
23.
Collection agency targets
24.
Collection agency's targets