Across and Down

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There are 9 clues with the answer 'HOMEOWNERS'
# CLUE
1.
their names are on the deed
2.
People with deeds to dwellings
3.
Nonrenters, perhaps
4.
They have deeds to dwellings
5.
People with mortgages, often [CAT]
6.
Nonrenters
7.
People in possession of residential property (10)
8.
With roofs over their heads they long to be... more so when retrofitting fits those that be! (10)
9.
Householders, horrible horsewomen (10)