Across and Down

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There are 3 clues with the answer 'BANKRESERVES'
# CLUE
1.
Introduction to 18 across linked to books kept back in safe places in case of financial crisis (4,8)
2.
By opening 18 across, saves commercial financial deposits (4,8)
3.
Bar on the weekend has books often stolen by big-time thieves (4,8)