Across and Down

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There are 7 clues with the answer 'BADCREDIT'
# CLUE
1.
Cause of a low rating
2.
Chapter 7 result, usually
3.
Apt anagram for 42-Across
4.
Financial status proving unreliable, bet ID card has been forged
5.
Obstacle to qualifying for a mortgage
6.
Possible outcome of abusing debit card?
7.
Indication of risk to bank direct, possibly? (3,6)