| GREATCOAT | Worry, getting cold, with little money around - warm clothing required |
| ICEPICKS | One getting cold with little energy chooses items for mountaineering (3,5) |
| PERMANENCE | Hesitation over fellow with little money around showing stability |
| CATCHMENT | Local area match scrapped with little money around |
| CONTENTS | Satisfies oneself with little money around the middle of the month (8) |
| PRESENCE | Authoritative impression of reserve with a little money around |
| STRAITEN | Distress ___ characteristic when there's little money around (8) |
| CONTINENT | Little money around on vessel seeking vast land (9) |
| COERCES | Forces getting cold, with zero on loose scree (7) |
| ACARI | Little mites causing endless worry, getting stuck in road |
| CARDIGAN | Character, one with worry getting upset -- buttoned-up type? (8) |
| OTHER | Additional worry getting bowled out (5) |
| MISAPPREHENSION | Girl's brief worry, getting the wrong idea |
| PLEASEMAN | Officious fellow has freedom from worry, getting millions in scheme |
| VATERSAY | Start to worry getting out of sea, for example, taking source of virus to dry area, in the main (8) |
| FURORE | Outcry over soldiers provided with warm clothing |
| COCOON | Companies dealing with warm clothing (6) |
| KNITWEAR | I twerk with an eccentric in warm clothing? |
| DRYSUIT | Watertight clothing for divers under which warm clothing can be worn (3,4) |
| LAYERED | Put one on top of another, as warm clothing |